How this calculator works
Use max offer before you make an offer
Enter a conservative resale price based on sold comparable lots, not asking prices, and your target margin. The max offer is the highest price that still leaves that margin after every cost. Offer below it.
Time matters more than it looks
Vacant land can sit. A deal that clears 50% ROI in four months looks very different at eighteen. Raise the months field to see how a slow sale changes the annualized return.
What this does not model
Seller financing to your buyer, which spreads payments over years and adds interest income, is not included. Neither are income taxes on the profit.
Frequently asked questions
How do land investors price offers?
Many work backward from the realistic resale value of comparable sold lots and offer a fraction of it, often 25% to 50% depending on the market and how quickly similar lots sell. This calculator's max offer does the same math with your actual costs.
What costs do new land investors forget?
Back property taxes, title and recording fees, survey or perc test costs where needed, listing fees, and the property taxes that keep accruing while you hold it.
Is a high ROI on a cheap lot a good deal?
Not always. A 150% ROI on a $3,000 lot is a $4,500 profit, and it takes about as much work as a larger deal. Look at dollar profit and annualized return together.
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Results are estimates based on the numbers you enter and simplified assumptions. They are not financial, tax, lending or legal advice. Confirm figures with your lender, accountant, attorney or the relevant county before you commit money.